DEGREES EARNED

• Doctor of Philosophy in Commerce (1998) - University of Santo Tomas
• Master in Business Administration (1992) - University of Santo Tomas
• B.S.C major in Business Administration (1988) - University of Santo Tomas
• Bachelor of Laws (2008) - Adamson University

SCHOLARLY AND CREATIVE WORKS 

• Bank Loans and Credit Transactions: Made Easy [Book-Main-Author] - Manila, Philippines – PAUL Management and Consultancy Services (Dec 2013)
• Recoveries of Creditors’ Claims against Closed Banks under Philippine Setting [Book-Co-Author] - Nairobi, Kenya – International Journal of Social Sciences and Entrepreneurship (IJSSE) (Feb 2014)